The process of filing a collision insurance claim after you've been in an accident is extraordinarily easy. After the police have been called, your next call should be to your insurance agent, who will help walk you through the process of filing. The car will be towed to a recommended collision repair shop where the remainder of the filing process will take place. The collision shop will provide an estimate, and an insurance appraiser will provide their own estimate, and then meet in the middle. While you'll be responsible for your deductible, the process of getting your car from accident to roadworthy again is far more trouble-free than many people might think.